Coming Soon Our DSCR Advantage Plus
Advantage Plus Calculator
Our DSCR Advantage Plus
- Supports Many Different Real Estate Investor Profiles:
- Including completed Build2Rent and Short Term Rentals (STR) as in Vacation Rentals,
- Long Term Rentals, Flip2Hold, Buy2Hold, BRRRR,
- Single Purchase or a Portfolio Blanket Purchase with minimum 2 plus properties. $100K Min. property value, if under 3 total properties, always negotiable.
- Refinance and Cash-Out.
- Minimum Credit Score, FICO is @ 620 lower Credit Scores case by case property and experience dependent.
THE POWER of YES !
Close in 48 Hours
DSCR ADVANTAGE PLUS
Fill out our brief form to explore your best Options with No Credit Pull
No Obligation, Fast Rate & Term Sheets
Please Note; DSCR Financing is for
Non-Owner-Occupied, Business Purpose Only Investment Properties
Where Cash-Flow Qualifies, Not Tax Returns
U.S. Citizen DSCR
Build2Rent, Flip2Hold, Rental Investors
DSCR the Only Way2Go!
Shorter Terms Available
Fill out our brief form to explore your best Options
No Obligation, Fast Rate & Term Sheets
Are you Tired of Seeing
the Back-Side of your Banker
B
Back-Side Typical Banker Denied Scenarios:
In-depth review of DSCR
Fairly new Real Estate Investors
- You own your Home, your Banker then gave you a Loan for your Second Investment Property a Rental Property. Now you want a 3rd Loan, but your denied; to make matters worst You have plenty of Equity in your primary residence and your investment property has a stabile 3 Year Lease, but your Denied on your 3rd Property! WHY?
- The answer is, you're now a High Risk!
You're a Seasoned Real Estate Investor
Over the years, your Family has acquired some properties, and you've been using your Local Business Bank, which is great.
- The problem: you want to purchase a Non-Warrantable Condo and are DENIED! WHY?
- The answer is that the Property is a High Risk
The Power of Yes, DSCR Financing
DSCR (Debt Service Coverage Ratio) Simply: can the Lease/Rent cover the loan terms!
- No Tax Returns
- No Personal Income needed
- Up To 10Yrs. Interest Only Options
- Yes, to Short Term Rentals Vrbo/airBnB
- Yes, to Portfolio or Single property Purchase
- Yes, to funding in SDIRA or Corp., LLC
Our DSCR Loans have Bank-like Rates with 30-40 year Terms plus 5/6 & 7/6 ARM's
DSCR Funding Is the Answer to These Scenarios and Many More!
You're a Foreign National or a Non-Permanent Resident Alien
- Your United States Banker denies you because you either don't have a FICO score or it's very low.
- Or the majority of your Money is in an Overseas Account.
- Answer for both scenarios: Our DSCR ADVANTAGE PLUS is designed for you! Up-To 75% LTV, Qualify with DSCR < 1 requires min FICO 680 or no FICO DSCR >1 FICO 660 or no FICO
Loan amounts up to $3 million
Overseas assets allowed as reserves
Cash-out allowed
One bank reference letter
Min reserves 12 months
Scenarios for DSCR Funding
The Power of YES!
@ Bank Mortgage Rates with Flexibility for Credit Blemishes!
- DSCR: Funding is based on the property's Rental Income, leased or soon to be, FICO score starting @ 620
- DSCR: Funding including Non-Warrantable Condos
- STR: (Short Term Rentals) think Vacation Properties Vrbo®, Airbnb, etc,,
- Refinance: after Rehab, After Build2Rent, ADU, PUD,
- Purchase: investment properties
- Cash-Out: Like the BRRRR method
- Portfolio: Blanket Loan 2 or more properties 1 Loan Purchase or Refi for Lower Bank Rates
- Fast Closings: 48 Hours with "Full File"
